Health Insurance for Workers that are Domestic 

The Central Government had done the Unorganised Workers’ Social Security Act, 2008, now subsumed in the Code on Social Security, 2020, for providing social security to all unorganised workers including domestic workers. The Act provides formulation of social security schemes viz. life and disability cover, health and maternity benefits and old age protection by the central Government. The state Government are mandated under the Act to formulate suitable welfare schemes for unorganised sector workers including domestic workers relating to provident fund, employment injury benefits housing, education schemes for children, skill up gradation of workers, financial assistance & old age homes. Central Sector Schemes like PMJJBY, PMSBY, PM-SYM provide social security cover to all the unorganised workers including domestic workers in respect of life & disability cover, insurance and pension. Ayushman Bharat PMJAY provides secondary and tertiary health benefits to all unorganized workers including domestic workers who are covered as eligible beneficiaries as per Socio Economic Caste census Data, 2011. Ministry of Labour& Employment is in the process of developing a comprehensive National Data base of the Unorganised workers (NDUW) to collect relevant information of unorganised workers including domestic workers and inter-alia help in delivery of various social security and welfare schemes being done for them.