हिंदी
“Mukhyamantri Sehat Scheme is politically attractive but economically hollow”
AAP’s Health Scheme a Paper Promise, Zero Ground Reality, Pure PR Gimmick: Chugh
Rs. 10 Lakh Health Cover Claim Completely False, Capping Makes Treatment Impossible: Chugh
Sehat Scheme Is Only a Kejriwal–Mann Election-Time PR Stunt: Chugh
Chandigarh, 28 January 2026
BJP National General Secretary Tarun Chugh today addressed a press conference in Chandigarh and termed the Aam Aadmi Party government’s so-called Mukhyamantri Sehat Insurance Scheme as misleading, impractical and entirely publicity-driven. Chugh said the biggest and most fundamental failure of the scheme is its rigid package capping, which exposes the Rs. 10 lakh health coverage claim as hollow from the very beginning.
Chugh said the biggest lie of this Kejriwal–Mann scheme is the promise of Rs. 10 lakh health security. The reality is that the scheme provides actual insurance of only Rs. 1 lakh per family, while the remaining Rs. 9 lakh is left to the mercy of a debt-ridden Punjab government. He questioned where this Rs. 9 lakh will come from when the state is already struggling financially.
Tarun Chugh further said that while Kejriwal and his party are loudly advertising the false Rs. 10 lakh claim, they have imposed such harsh capping on even the most serious medical procedures that proper treatment becomes impossible. When treatment caps are fixed so low that complete care for critical illnesses cannot be provided, the Rs. 10 lakh promise remains nothing more than a paper claim. He said the scheme has been deliberately designed to either offer incomplete treatment or force patients to pay heavily from their own pockets.
Referring to Ayushman Bharat, Chugh said the central government’s scheme sets a national benchmark by fixing package rates based on the actual cost of treatment. In contrast, the Mukhyamantri Sehat Scheme has imposed extremely low caps on complex procedures like heart surgery, brain surgery and knee replacement, pushing major and credible hospitals away from the scheme and leaving the poor and middle class to suffer.
Chugh said it took the Mann government 48 months just to announce this scheme, and even now the government itself admits it will take several more months to implement. He said the truth is that patients will not get treatment under this scheme, but in an election year, AAP will use public money only for self-promotion and propaganda.
Raising serious concerns over Punjab’s deteriorating financial condition, Tarun Chugh said the state is already burdened with debt exceeding Rs. 4 lakh crore. Over the last four years, the Mann government has added more than Rs. 1 lakh crore of fresh debt, and in the current financial year alone, Punjab must repay Rs. 90,000 crore. He remarked that while the government claims it has no money to pay DA to its employees, it has ample funds for Kejriwal’s helicopter rides.
Chugh further stated that if even 1% of families avail benefits under the scheme, the annual expenditure would reach Rs. 6,500 crore, while the budget allocation remains negligible. He concluded by saying that the real debate is not Rs. 5 lakh versus Rs. 10 lakh, but real insurance versus paper promises. While Ayushman Bharat provides genuine, pre-insured protection, AAP’s Mukhyamantri Sehat Scheme rests on hollow claims and weak foundations. The BJP will continue to expose these facts in the interest of Punjab’s people.
