{"id":98184,"date":"2021-08-28T10:26:04","date_gmt":"2021-08-28T04:56:04","guid":{"rendered":"https:\/\/newsmakhani.com\/?p=98184"},"modified":"2021-08-28T10:26:04","modified_gmt":"2021-08-28T04:56:04","slug":"pradhan-mantri-jan-dhan-yojana-pmjdy-national-mission-for-financial-inclusion-completes-seven-years-of-successful-implementation","status":"publish","type":"post","link":"https:\/\/newsnarad.com\/hi\/pradhan-mantri-jan-dhan-yojana-pmjdy-national-mission-for-financial-inclusion-completes-seven-years-of-successful-implementation\/","title":{"rendered":"Pradhan Mantri Jan-Dhan Yojana (PMJDY) – National Mission for Financial Inclusion, completes seven years of successful implementation"},"content":{"rendered":"

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More than 43.04 crore beneficiaries banked under PMJDY since inception, amounting to Rs. 146,231 crore<\/strong><\/p>\n

\u201cThe journey of PMJDY led interventions undertaken over a short span of 7 years has in effect, produced both transformational as well as directional change thereby making the emerging FI ecosystem capable of delivering financial services to the last person of the society-the poorest of the poor\u201d\u2013 Minister of Finance & Corporate Affairs, Smt. Nirmala Sitharaman<\/strong><\/p>\n

\u201cFinancial Inclusion is among top-most priorities of the Government as it is an enabler for inclusive growth.\u201d- MoS Finance, Dr. Bhagwat Karad<\/strong><\/p>\n

PMJDY Accounts have grown three-fold from 14.72 Crore in Mar\u201915 to 43.04 Crore as on 18-08-2021<\/strong><\/p>\n

55% Jan-Dhan account holders are women and 67% Jan Dhan accounts are in rural and semi-urban areas<\/strong><\/p>\n

Out of total 43.04 crore PMJDY accounts, 36.86 crore (86%) are operative<\/strong><\/p>\n

Total RuPay cards issued to PMJDY accountholders: 31.23 Crore<\/strong><\/p>\n

Under PM Garib Kalyan Yojana, a total of Rs. 30,945 crore have been credited in accounts of women PMJDY account holders during Covid lockdown<\/strong><\/p>\n

About 5.1 crore PMJDY accountholders receive direct benefit transfer (DBT) from the Government under various schemes<\/strong>
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DELHI : 28 AUG 2021 <\/strong><\/div>\n

Ministry of Finance is committed to provide financial inclusiveness and support to the marginalized and hitherto socio-economically neglected classes. Financial Inclusion is a national priority of the Government as it is an enabler for inclusive growth. It is important as it provides an avenue to the poor for bringing their savings into the formal financial system, an avenue to remit money to their families in villages besides taking them out of the clutches of the usurious money lenders. A key initiative towards this commitment is the Pradhan Mantri Jan Dhan Yojna (PMJDY), which is one of the biggest financial inclusion initiatives in the world.<\/p>\n

PMJDY was announced by Prime Minister, Shri Narendra Modi in his Independence Day address on 15th August 2014. While launching the programme on 28th August, the Prime Minister had described the occasion as a festival to celebrate the liberation of the poor from a vicious cycle.<\/p>\n

On the 7th<\/sup>\u00a0Anniversary of PMJDY, Finance Minister Smt. Nirmala Sitharaman reiterated the importance of this Scheme\u00a0\u201cThe journey of PMJDY led interventions undertaken over a short span of 7 years has in effect, produced both transformational as well as directional change thereby making the emerging FI ecosystem capable of delivering financial services to the last person of the society-the poorest of the poor. The underlying pillars of PMJDY, namely, Banking the Unbanked, Securing the Unsecured and Funding the Unfunded has made it possible to adopt multi-stakeholders\u2019 collaborative approach while leveraging technology for serving the unserved and underserved areas as well.\u201d<\/em>\u00a0she said<\/p>\n

Minister of State for Finance, Dr. Bhagwat Karad also expressed his thoughts for PMJDY on this occasion. He said\u00a0\u201cPradhan Mantri Jan Dhan Yojana (PMJDY) has been one of the most far reaching initiatives towards Financial Inclusion not only in India but in the world. Financial Inclusion is among top-most priorities of the Government as it is an enabler for inclusive growth. It provides an avenue to the poor for bringing their savings into the formal financial system, an avenue to remit money to their families besides taking them out of the clutches of the usurious money lenders.\u201d<\/em><\/p>\n

As we complete 7 years of successful implementation of this Scheme, we take a look at the major aspects and achievements of this Scheme so far.<\/p>\n

Background<\/u><\/strong><\/p>\n

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking\/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.<\/p>\n

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  1. Objectives:<\/u><\/strong>\n